Xpnsr captures every employee transaction the moment it happens — no manual reports, no delays, no guesswork. Full visibility into company spend, in real time.
Employees connect their existing Visa or Mastercard — no new accounts, no card replacements. Works with any issuing bank.
The moment a card is used anywhere, Xpnsr receives a real-time authorization signal — not a bank feed that arrives days later.
Merchant name, amount, category, and timestamp appear instantly. Finance teams see everything without asking employees for anything.
Approve transactions, assign them to cost centers, and sync with your accounting tools — all in one place.
Every feature is designed around one idea: your team should spend time on decisions, not data entry.
Powered by direct Visa & Mastercard network integration via Fidel API. Transactions appear at authorization — not settlement.
Employees enroll their existing cards. No new corporate cards to issue, no accounts to open, no onboarding friction.
Full card numbers never touch our servers. Enrollment is handled by Fidel API. We only receive structured transaction metadata.
Finance teams see all company spend across all enrolled cards in a single dashboard — no chasing employees for receipts.
Sync with your existing ERP and accounting tools. Data flows where you need it, authorized by you.
Powerful enough for a proper finance team. Simple enough that you don't need a dedicated implementation consultant.
Your card data stays secure, your transaction data stays private, and your compliance team stays happy.
We work with finance teams at small and mid-sized businesses. Reach out and we'll walk you through a live demo tailored to your setup.